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LunaCalc

Finance

ROI Calculator - Return on Investment

Calculate net profit, total ROI and annualized ROI.

Calculator
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About this calculator

This ROI calculator measures return on investment by comparing net gain with the original cost.

Formula notes

ROI = (gain - cost) / cost x 100, or net profit divided by investment cost.

Worked examples

  1. Example: investing 1,000 and ending at 1,250 produces a 25% ROI.
  2. An investment costing $8,000 and returning $9,600 produces $1,600 net gain and 20% simple ROI; if it took 4 years, 20% is not the annual return.

How to use it

  1. Enter the invested amount and the returned amount or profit.
  2. Review the percentage return.
  3. Compare ROI across options with similar time horizons.

Frequently asked questions

Does ROI include time?

Basic ROI does not annualize results. For multi-year comparisons, consider time-adjusted metrics too.

How should investments with different durations be compared?

Use an annualized, cash-flow-aware measure such as CAGR or IRR where appropriate, and compare risk and fees as well as return.

Limits and interpretation

  • Basic ROI ignores the timing of cash flows and is not directly comparable across different holding periods.
  • Taxes, fees, financing, reinvested income, risk, inflation, and non-cash benefits can change a decision without changing the basic formula.

References